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Financing & Payment Options

Flexible Financing & Payment Options

Get the parts you need now and pay your way. We've partnered with Shop Pay, Affirm, and Katapult so you can choose the option that fits your budget.

Shop Pay Pay in 4 or Monthly Interest-free Pay in 4 & flexible monthly plans Affirm Buy Now, Pay Later Know your total up front. No hidden fees. Katapult Lease-to-Own No credit required. Approval in seconds.
Shop Pay

Shop Pay Installments

Shop Pay offers you the option to pay for your order in full at checkout, or to pay in installments for orders from $50 to $17,500. Choose between the following options at checkout:

  • Pay in 4: Four biweekly, interest-free payments for orders from $50 to $999.99.
  • Monthly payments: For orders from $150 to $17,500. Monthly installment orders are interest-bearing from 0% to 36% APR, and may be paid over 3, 6, or 12 months depending on purchase amount.

Just select Shop Pay at checkout — no separate application needed.

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Make interest-free payments with Affirm

When you pay with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay late fees or hidden fees of any kind.

  • Buy with confidence — know the total amount you'll pay up front. That number never goes up.
  • Flexible — choose the payment schedule that works best for you.
  • Fair — no late fees or hidden fees, ever.

For example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks, or into monthly payments.

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Affirm

How Affirm Works

1

Fill your cart

When you're done shopping, select Affirm at checkout.

2

Choose how to pay

Enter a few pieces of info for a real-time decision.

3

Pay over time

Make your payments at affirm.com or in the Affirm app. You'll get email and text reminders.

Katapult

Lease-to-Own — No Credit Required

We've partnered with Katapult to offer a flexible lease-to-own option that lets you get the parts you need now and pay over time. Get approved in seconds — applying does not affect your credit score.

  • No credit required — approval decisions in 5 seconds or less
  • Up to $3,500 in lease pre-approval
  • 90-day early buyout option available
  • No prepayment penalties — return items anytime
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Katapult lease-to-own

Why Choose Katapult?

Katapult has reimagined lease-to-own with flexible plans designed just for you.

No Credit Required

Katapult looks beyond credit scores, opening up new purchasing power.

Fast Approval

Get a decision in 5 seconds or less. No lengthy applications.

Zero Surprises

Total transparency with straightforward pricing. Never a late fee.

Up to $3,500

Real purchasing power with up to $3,500 in lease pre-approval.

Flexible Plans

Pay over time, purchase anytime. No long-term obligation.

Award-Winning Support

Help when you need it, rated 4.4 out of 5 stars on TrustPilot.

How Katapult Works

1

Shop Our Website

Add items to your cart and choose Katapult at checkout for a real-time decision — no impact to your credit score.

2

Select Your Plan

Pick the lease option that works for your budget, review the terms, and complete your application.

3

Complete Your Purchase

Get your items now and pay over time. Look for a welcome email from Katapult with your lease details.

Frequently Asked Questions

Have questions? We've got answers.

Affirm

Can I pay off my purchase early?
Yes, there's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm sends email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you creating your account and signing in.

Katapult

What is lease-to-own?
Lease-to-own enables recurring payments toward owning goods outright. You have no long-term obligation to continue leasing and can return the product to Katapult at any time with no further obligation other than amounts past due.
Will applying affect my credit score?
No. Getting pre-approved with Katapult does not affect your credit score. Katapult uses alternative data to make approval decisions, looking beyond traditional credit scores.
How much can I get approved for?
You can get up to $3,500 in lease pre-approval, based on your individual plan and qualification.
What is the 90-day early buyout option?
The 90-day early buyout lets you purchase your leased items at a reduced cost within the first 90 days of your lease — own your items faster while still enjoying the convenience of lease-to-own.
Can I manage my lease online?
Yes. Katapult provides an online portal and mobile app where you can manage your lease, make payments, view your schedule, and access support anytime.

Ready to Get Started?

Pick the payment option that works for you and start shopping today.

Start Shopping Get Pre-Approved with Katapult

Affirm: Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Katapult: Katapult is the lease-to-own provider. This is a lease-to-own transaction. You will not own the merchandise until you make all required payments or exercise an early purchase option. Ownership is optional. Lease-to-own is not the same as credit, a loan, financing, or buy now pay later. Individual approval amounts are based on your application and may vary. See Katapult terms for full details.

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